Cubux – Free Budget Planner App for Personal Home Accounting

Cubux is a great online home accounting app which enables budgeting, transaction tracking, and financial goal setting. Read our review to find out more about this new budget planner app.
Keeping track of personal finances is definitely one of the most important financial issues for any person – from students to successful businessmen. Some of us just store shop receipts and utility bills in a separate place, others keep extensive Excel files with the indication of daily expenditures and financial goals. Yet, a much more convenient way is to track your finances using a special online platform, and this is where Cubux also known as budget planner app can help.
Cubux is a new free multi-purpose app for keeping track of expenses. The platform is intuitive and quite easy-to-use, which makes it convenient for all types of users. Simple interface and numerous financial tools reduce the time for performing all necessary actions to just a couple of minutes, so you can use the app even if you are very busy. Finally, the platform also has fresh and smart design that attracts even those who typically find other money apps tiresome and inefficient.

Main features:

• Budgeting options
  The program provides Excel budget templates (weekly, monthly, and yearly) with preset expenditure and income categories. Users can delete or add categories according to their needs, as well as add necessary options so that their budget templates reflect their financial state and goals. All budget templates can be exported as Excel files for future examination or for printing out.
• Powerful statistics
  Cubux not only keeps track of all your financial data but also helps to get a thorough statistical analysis of it. For example, you can quickly find out how much you spent for food last week or how much you managed to save last month. This in-built budget calculator is very convenient and can be adapted for any user. Besides, statistics can be represented in absolute figures or as percentages, with various charts and graphs giving a visual representation of the necessary data.

• Bill payment
  The app allows paying utility and other bills with just a couple of clicks of the mouse. In case some of your bills are going to become outstanding soon, Cubux will send a notification. Payments can be made directly from your bank accounts, since the platform synchronizes with those as well.

• Family accounting
  It provides separate spreadsheets so that you could keep budget sheets for all your family members. The app also contains several “family” expenditure categories, such as kids’ clothes, family leisure, etc.

• Available versions
  The platform is compatible with both Microsoft and iOS and is also available on smartphones and tablets. The app can be used literally from any place in the world, so you can stay updated on your finances even being on vacation or on a business trip.
• High level of securityAll data is protected with state-of-the-art encryption technologies which prevent third parties from getting access to your bank accounts or bills. Besides, there is round-the-clock technical support to which all security and other issues can be addressed.

All in all, Cubux is a very convenient and flexible application designed for solving all possible home accounting problems. Being free and online-available adds to its advantages and makes it one of the best personal financial software in today’s market.

Source: http://www.techmanik.com/cubux-review/

Personal Finance Software for Windows 10 – Best Platforms and Their Main Advantages

Contemporary developers offer a huge number of money management software for Windows 10 but it is rather difficult to make the right choice. Find our review of best financial software for Windows 10 and see which you like most.   

Financial planning is a crucial part of our everyday life. And here we speak not only about businessmen but about absolutely all people, including students, housewives, and retired people.

Paper home accounting is probably the most intuitive way out but it is also rather cumbersome, and all those paper notes often tend to be lost somewhere. That is why many people now prefer using electronic means for keeping track of their personal finances. Read our review of the best financial software for Windows and see which of the 7 apps we offer you would like to choose.

Free home accounting software  

Cubux

Cubux is a very well-thought free personal budget software. It features extensive budget spreadsheets, transactions tracking, and personal financial goal setting. The platform is easy-to-master and can be used even by those who have a rather modest command of PCs.

Unlike most other free financial software for Windows, Cubux offers convenient data exporting and importing. For example, all budget worksheets are available as separate Excel files.

Microsoft Money Sunset Deluxe

This is one of the best personal finance software for Windows and enables creating and tracking budget, forecasting personal cash flow, and linking images and documents to transactions.

AceMoney Lite

This is a nice opportunity to test AceMoney software for free before opting for the full commercial version. The app is easy-to-use and features simple installation. Main options include budget tracking, bill payment, etc.

Just like its elder brother, AceMoney Lite is still under development but it is one of the best free banking software for Windows nonetheless.

Commercial home accounting software

Moneydance

This is easy-to-use money software for Windows 10. The platform features all necessary tools for home accounting, including online banking, bill payment, and investment tracking.

Moneydance handles multiple currencies, has clear and pleasant interface, and processes imported data efficiently. The software runs approximately $50 as of 2017.

Quicken

Quicken is a rather established personal finance platform which is currently available also for Windows 10. The program is regularly complemented with new tools, which makes it one of the most useful Windows 10 money apps.

The platform enables extensive budget planning, while its upgraded 2018 version will feature direct Excel export, richer performance analysis, and custom invoices. The price is from $35 to $100 a year depending on the account level.

You Need a Budget

You Need a Budget (or, shortly, YNAB) is great financial software for Windows 10 which is most appreciated by beginners. The app features step-by-step money management tutorial, so if you, for example, regularly have overdrawn accounts, this is what can truly help you.

YNAB costs less than $5 a month, and all users can test the software for free for the first 34 days.

AceMoney

This is rather new but quickly developing personal finance software for Windows 10. The app tracks budgets, bills, and investments, supports 150 currencies, and is translated into many languages. Spending habits analysis is also among the available options.

You can download AceMoney for about $40 as of 2017.

There are, of course, many other Windows 10 platforms for personal finance tracking which boast various set of tools and differ in their user-friendliness. The final choice depends on your personal financial needs and on the available budget.

Sourсe: http://www.dansaccountsoftwarereviews.com/personal-finance-software-for-windows-10

The 6 Best Personal Finance Software of 2017

   Personal accounting software is a convenient tool for tracking your expenses, investments, bank loans, or bills. Read about our top personal accounting software and see what suits you most.

There is hardly anyone who has never tried to keep track of his or her personal finances. Some people control their bank accounts and credit cards; others keep paper budget sheets or short notes in their smart phones. Yet, the most comfortable and trouble-free way is to use special budgeting software.

Contemporary developers offer numerous types of personal accounting software. Such platforms have many options in common but feature several unique tools as well. And, of course, they differ in their user-friendliness, interface, compatibility with other software etc.

We have prepared a rating of six most popular personal finance trackers, where three platforms are provided free of charge. Let’s discuss main advantages and drawbacks of this software and study their main features.

Free financial software

Free personal finance managers are preferred by almost all users since they enable keeping your home budget without additional expenses. We have selected the following platforms – Mint, Personal Capital, and Cubux.

Cubux

   Cubux is one of the best free budget planner. It enables setting financial goals and creating personal budget sheets. The platform features powerful statistical and analytical tools and is very convenient and efficient for all types of users.

Pros: Opportunity to keep family finances.

Cons: Slightly narrow list of financial options.

Hence, there are numerous personal finance software solutions to cater to every taste. The final choice depends on your individual financial habits and your personal approach to home bookkeeping.

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Mint

This is highly automated home finance software which offers synchronization with major US and Canadian financial institutions. The app is quick and easy-to-use and features useful ads which can help improve your personal accounting.

Pros: Excellent bill payment tools.

Cons: No percentage-based savings goals.

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Personal Capital

Personal Capital is a financial account aggregator that summarizes all information about your bank accounts, credit cards, loans etc. and offers personal financial guidance.

Pros: Convenient options for tax tracking and retirement planning.

Cons: Occasional setting-up problems.

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 Commercial personal finance software

Many budgeting platforms are available only upon payment but they typically offer a whole lot of interesting tools that can result useful for entrepreneurs and other advanced users. We have studied three such services – Moneydance, YNAB, and Buxfer.

Moneydance

This is an intuitive and straightforward platform with numerous powerful options, such as personal investments, synchronization with various financial institutions, and color-coding. Both desktop and mobile versions are available, including Android and iOS ones.

Pros: Has much more reporting and analytics tools than the majority of other platforms.

Cons: Budgeting goals and retirement-planning tools are missing.

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YNAB

YNAB is the acronym for You Need A Budget. This is online personal finance software which is great for those who don’t need many sophisticated options but look for user-friendliness and efficiency. The platform is available on various devices including Apple Watch.

Pros: Offers instructional support for dealing with budgeting problems of any kind.

Cons: No options for tracking personal investments or bills.

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Buxfer

Buxfer is an easy-to-use online home accounting software designed for all types of users. It provides clear graphical statistics, and its colorful interface is free from any redundant information.

Pros: Opportunity to get notifications if something goes wrong with your budget.

Cons: Limited reporting options.

Source:

http://www.dansaccountsoftwarereviews.com/6-best-personal-finance-software

Cubux.net: New Family Budget Calculator

Cubux is a new home accounting tool that is suitable for families of all sizes.
Financial stability is one of the main keys to a happy family life. That is why most families try to keep their household budget in order to earn more, spend less and be able to afford a new house or a car or a summer vacation.

Cubux.net is happy to introduce a new family budget planner (personal budget app) based on the world-famous Excel program. The platform is very efficient and highly customizable which makes it suitable for all types of families – from quite prosperous ones to those with moderate finances.

Main features of Cubux

The new platform users can enjoy the following advantages:

• Extensive budget worksheets. You can use Excel forms for keeping and analyzing all your family financial data. Cubux is not only a household expense tracker but the program where you can set your financial goals, fix all money transactions and analyze statistical data. Worksheets can be run as weekly, monthly or annual versions depending on what time frame is considered to be the most representative in each family.
• Online budget calculator. Using various Excel formulas, you can quickly obtain information on how much you save, what your main expense category is, how much your income has grown etc. Apart from numerical representation, statistical data can also be viewed as tables, charts or trends.
• Fresh design and easy-to-use interface. Multiple studies show that people use electronic programs much more readily and efficiently if they like how the interface looks like and do not consider the program to be too cumbersome. This is exactly what Cubux offers. The easy budget app is user-friendly and can be mastered even by those who are not very well acquainted with computers. Besides, the developers have introduced fresh design that is redundant of all unnecessary information and hence makes the use of Cubux very pleasant.
• High level of security. The family budget estimator is protected by modern IT technologies that prevent any leak of financially sensitive information. You may use Cubux as your personal household bill tracker without being afraid that someone will get to know your payment data or some other private financial information.

Apart from the above mentioned advantages, the free personal budget software is available on laptops, tablets and smart phones. The registration process is quite quick and requires only the user’s name and his or her e-mail address. The household budget planner features all the options that are crucial for home bookkeeping and hence makes all other budget tools unnecessary. This is truly a multifunctional and efficient platform that will help you family to run home budget for many years to go.

Take care of your family finances with Cubux.net!

Easy Budget Tool: Plan Your Finances With Cubux

 

Cubux.net is new free online budget tool for planning home finances and tracking personal earnings and expenditure. Enjoy the platform’s numerous options and customizable budget forms!

Have you ever tried planning your household finances? Most people do that on a regular basis or at least occasionally try to keep track of money if they feel that they have certain financial problems.

Home budget planning can be rather challenging if you are not patient enough or if you fix all information on paper and keep losing it constantly. Some people opt for electronic means for planning their budget but most programs are not very convenient and users tend to drop this mission after some time.

Yet, now there is a great free online budget tool that will make you forget about other budget planners and render make family accounting as easy as possible. Cubux.net is a new online family budget planner (easy budget app) with the following advantages and options:

• Convenient budget worksheets. All your financial data can be inserted on special worksheets with tables and formulas. Available types of data include bills, transactions, income and spending by category, savings, financial goals, etc. Besides, worksheets are divided into weekly, monthly, and annual templates.
• Customization. Users can adjust worksheets adding necessary fields, categories and formulas. Depending on your needs, your personal budget spreadsheet can be a simpler version with basic functions or a more sophisticated form that reflect financial position of the whole family.
• Numerous financial options. Being based on Excel, Cubux offers numerous formulas, tables, charts, and trends. This is a truly multifunctional budget money app that can help to solve any household financial task.
• Convenient format. Spreadsheets can be exported as Excel files or can be run in Cubux itself with the opportunity to edit them at any moment.

How to use Cubux

Notwithstanding the type of device on which you choose to use the new budget online tool, you should first log in inserting your e-mail address. After the registration process is complete, users can start creating a budget plan of their finances immediately.

Spare 15-30 minutes a day for fixing all your daily earnings and expenses. At the end of each week and month you will be able to get a whole picture of your finances and to see how you are performing with respect to the previous reporting period. In general, Cubux is considered to be very convenient as monthly financial budget app since most people get their salaries on a monthly basis.

If necessary, budget worksheets can be printed out so that you could consult them more often.

Lead yourself to financial prosperity with Cubux!

Online Budget Calculator – Keep Informed About Your Finances With Cubux.net!

Cubux.net is a new multifunctional financial calculator designed for planning and tracking personal finances. Use Excel options and take care of your money with Cubux!

Tracking personal finances requires much calculation. Users need to know how much they manage to save each month, what their total expenditure is or how they are doing with respect to the previous month.

All these operations can be done in various programs and applications but very often users have to recourse to different apps since there is no single program that could satisfy their needs. Besides, the majority of such programs provide no opportunity for fixing the results.

Here is where Cubux.net can help. This is a new free budget calculator designed for all types of users – from businessmen to students and housewives. The easy budget app (personal budget app) provides extensive calculation options and is complemented with great statistical tools.

Main advantages of Cubux budget calculator

• Easy-to-use and time-saving. Users can start making calculations as soon as they log in. All operations take only seconds and hence the platform can be used even by extremely busy people.
• Variety of options. The free personal budget software provides a monthly budget calculator that helps to get an understanding of your personal finances at the end of each month. However, you can also use daily or weekly calculations depending on your needs.
• Budget worksheets. Cubux is not only an expense calculator but also a comprehensive budget creator for planning and tracking personal finances. Users can insert their financial data in convenient customizable worksheets that can be used for future statistical analysis or exported in other programs.
• Numerous graphical options. Being based on Excel, Cubux helps not only to run calculations but also to build trends, draft graphs etc. Such options facilitate the perception of the numerical data and make financial information clear even for non-economic users.

How to use Cubux monthly expense calculator

Having logged in, open the calculator and start performing necessary operations. For your convenience, you can first create your own budget template, insert all relevant financial data and then start using the Excel budget calculator.

Apart from income and expenditure, the personal budget app allows tracking outstanding bills, setting and reviewing financial goals, introducing extraordinary and recurrent transactions etc. Cubux enjoys all useful Excel options, so if you are accustomed with running Excel files, then the new free online budget calculator will be as convenient for you as possible.

Log in and start using Cubux right now!

Cubux Free Budget Sheets: Start Tracking Your Personal Finances Right Now

 

Cubux.net provides free budget worksheets for planning personal and family finances. Use various formulas and analyze statistics with Cubux!

Multiple studies have proved that people who have a clear understanding of their current financial situation tend to be more prosperous and know how to save money and earn more. This is applicable not only to businessmen but also to ordinary family households.

In order to know how much you earn, spend, and save it is necessary to keep a personal budget plan where you can reflect all your planned and actual transactions. The best way to run such a transaction register is to use Cubux.net – a new online home budget planner app (budget money app) with various financial options.

 

Main features of Cubux budget forms

Planning your home budget with Cubux, you will get the following advantages:

• Opportunity to use different time periods. Depending on your needs, you can choose monthly expenses spreadsheet or opt for daily and or weekly versions. The most efficient way is to track finances on a daily basis with regular weekly and monthly analysis. This will enable you to get the most objective and convenient picture.
• Various types of financial data that can be inserted. Apart from daily earnings and expenditure, your Excel budget planner may include bills, financial goals, recurrent transactions, budget checklist and other data that is crucial for planning family finances.
• Powerful statistical block. It is important not only to insert financial data but also to analyze it on a regular basis. Cubux allows using Excel formulas, creating tables and graphs, calculating percentages and building trends. Such options facilitate the perception of numerical data and help to get a better view of your finances.
• High degree of customization. The family budget planner contains monthly expenses templates and other financial forms but you are not obliged to use them as they are. Each worksheet can be adjusted according to the user’s needs. For instance, new fields and categories can be added or some more sophisticated formulas can be introduced. Everything depends on what you want to see in your budget form and how good you are with Excel.

A transaction register book, as well as all other Cubux worksheets, can be saved as an Excel file for future review. Besides, the free budget app can be used not only on your laptop but also on a smart phone or a tablet.

Users should not be afraid of keeping their personal financial data in Cubux. The platform is complemented with contemporary digital encryption technologies which ensure that no sensitive data is disclosed to third parties.

Choose your online household budget form and start planning your finances with Cubux!

Household Budget Worksheet: How To Plan Finances With Cubux

Cubux.net is a budget worksheet planner for households. Enjoy the platform’s convenience, efficiency and a great variety of financial options!
There is hardly anyone who has never tried to draft a special worksheet for planning personal finances. Some of us use classical paper versions, other prefer computer or smartphone programs.

Yet, very often people just do not know how to create an efficient home budget worksheet – which categories to include and what formulas to use. If you have ever faced the same problem, then Cubux is what you need!

Cubux.net is a new online home accounting platform designed for planning and tracking personal finances. The budget planner app is based on budget worksheets which suit absolutely all users. Here are the main features of Cubux spreadsheets:

• • Maximum clarity and convenience. Basic budget worksheet is very simple, clear and easy-to-use. All the possible options are readily available, so the program can be mastered even by non-technical users.

• • Quick data insertion. Being based on Excel, Cubux worksheets are easy to be filled. Data insertion takes just a couple of minutes, which is extremely handy for those who have almost no free time.

• • Great variety of options. The data that you include in your personal budget worksheet can be analyzed with the help of various formulas, graphs and other statistical tools. This helps you to get a clear understanding of your finances at every given point of time.

• • Opportunity to run a family budget worksheet. If you live with your relatives, you can use separate spreadsheets for each family member. This is very convenient for those who need to find new ways of economizing and wants to analyze how the family members are doing on their way to financial prosperity.

How to use Cubux budget worksheet

Once you log in on Cubux, choose the worksheet that suits you most and start your budget planning. If you need additional categories or fields, they can be easily added, just like some preset options can be deleted in case you do not need them.

While making a budget worksheet, you can insert planned figures (for example, weekly food expenditure) and later complete them with actual figures. Various formulas will help you to see what your actual balance is and whether you should introduce some corrections. Apart from weekly budget worksheets, Cubux provides also monthly and even annual spreadsheets depending on the users’ needs.

A worksheet can be exported as an Excel file so that you could review it later or use it in a different program. In case of necessity you can even print your budget planning worksheet out and make it easily available for all your family members.
Lead yourself to financial clarity with Cubux.net!

Source: https://www.cubux.net/en/household-budget-worksheet-plan-finances-cubux/

Cubux Budget Excel Template: A Classic Program For New Financial Goals

There is hardly anyone who has never worked in Excel – a classical Microsoft Office program which is ideal for inserting and calculating numerical data. This is the main tool that is widely used not only in offices but also in private homes for keeping important household information.

In particular, Excel is often used for keeping your personal finances but not all people manage to keep such files over a consistent period of time and usually drop it. Besides, you simply lack knowledge about Excel options, and in this case the program may seem just too cumbersome and tracking personal finances will be difficult.

Cubux.net is now able to offer a great solution for all those people who like to use Excel or would like to master the program for keeping track of expenses. The budget money app (budget planner app) provides free Excel budget template that can be used for inserting daily transactions, analyzing relative statistics and setting personal financial goals. With Cubux you will manage finances better and start tracking all your spending.

Main features of Cubux household budget template in Excel

The service’s most useful options include:

• High degree of customization. Users can add new fields as well as delete or modify the existing ones. Cubux allows creating a personal budget template in Excel according to particular client’s needs.
• Easy data insertion. Excel helps to insert financial data with just a single click of a mouse. Upon necessity, information can be easily deleted or replaced by figures that are more accurate. Hence, Cubux Excel personal budget template is very convenient even for those who can spare only a couple of minutes a day for fixing their daily financial transactions.
• Powerful calculation and statistic tools. The free online budgeting tools preserve all original Excel tools that help to obtain important summary of your expenses and earnings. For example, you can learn how much you spent on clothes last months, what your current savings are or what the main expense category in your budget is.
• Data exporting. If necessary, your personal budget Excel template can be exported from the program so that you could analyze it later or use it in a different program.
• Safety and security. Personal data in Cubux is protected by contemporary encryption technologies. Users can be sure that information on their accounts and transactions will not be disclosed to third parties.

Free budget templates in Excel can either be used in their initial basic form or developed to a more sophisticated version if the user’s financial needs require so. Make sure that you insert in your Excel family budget template all relevant transactions, including extraordinary and non-recurrent ones. Then your Cubux budget planning form will be as accurate and efficient as possible.

Source: https://medium.com/@seo_30372/cubux-budget-excel-template-a-classic-program-for-new-financial-goals-272d5e22c66d

Monthly Budget Template in Cubux – Tools, Options, and Advantages

Monthly budget is considered to be one of the most convenient tools in home accounting. Information that can be obtained over one month is not very cumbersome for analysis and at the same time provides quite an accurate and objective review of a family’s finances.

Cubux.net is a new online family budget planner (financial budget app) which helps to keep track of daily income and expenditure. The program is based on budget templates that can be adjusted according to the user’s needs. Apart from daily and weekly forms, there are free monthly budget templates which have already proved to be a highly efficient tool in systemizing family finances and creating basis for future financial stability.

What does a Cubux personal monthly budget template offer?

Below are the main options and advantages that the budget money app provides:

• Excel tools. Cubux features a monthly budget Excel template that preserves all original Excel tools such as formulas, data analysis and statistics. All data can be inserted, modifies or deleted rather quickly, and with just a couple of clicks you can obtain necessary summary on your monthly finances.
• Data exporting. Cubux allows exporting budget spreadsheets so that they can be analyzed later or reviewed in another program.
• High degree of customization. By default, the free personal budget software offers a simple monthly budget template which can either be used as it is or transformed to a more complicated version if the user feels so. For example, you can add new categories or introduce additional charts which will help you to get a full understanding of your monthly finances.
• Fresh design and a user-friendly interface. Cubux is an efficient and yet easy-to-use platform that can be mastered even by non-technical users. All available options are displayed on the main interface, which facilitates the use of the program and reduces the time necessary for keeping track of finances. That is why monthly budget template in Excel is extremely convenient for those who is in need of studying his or her personal finances but has almost no free time for performing such a task.

Try Cubux monthly budget Excel spreadsheet template for keeping track of your monthly income and expenditures, and you will see how simple and intuitive the service is. Lead yourself to financial freedom with Cubux.net!

Source: https://www.minds.com/blog/view/769104802205409282